At CSS, we believe it is just as important to provide assistance to finance equipment projects as it is to facilitate a grant or rebate application. "What good is a grant to a small trucking operation if they can't obtain a loan to cover the rest of the equipment purchase?" We hear this every day from truckers with fair credit scores who can't find a financing source to help them cut fuel costs with improved technologies.

CSS applies for financial assistance on behalf of the trucking community. We have secured funding for grants directly to truck owners as well as for funding our Revolving Loan Fund for truckers. Money that goes into the Revolving Loan Fund stays in the fund.  When loans are repaid, those funds become available to help other truck owners finance a project.

Our greatest challenge remains access to capital that CSS can lend to truck owners for aftermarket upgrades and truck replacements. We will continue to advocate on behalf of trucking companies to build a sustainable Revolving Loan Fund that can service the market as long as there is a need to upgrade the legacy fleet of trucks involved in freight movement.

Click here for Grant Opportunities

Financing Programs:

Everybody Wins Program (for aftermarket equipment to save fuel & reduce emissions)
This program provides affordable financing for SmartWay equipment upgrades. CSS offers up to 3 year leases or loans without regard to state registration. An adjusted credit score matrix is applied to improve truck owner eligibility. Rates available from 11.25%
Green Lease/Green Loan Program (for Truck Replacement)
This program combines a truck replacement grant, a private sector subsidy or tax credit with a lease-to-own  or loan for the remainder of the purchase price. Repayment schedules are available from 36 to 72 months. Truck replacement incentives are available in a number of programs in the states where CSS operates.
Private Sector Solutions Program  (for Truck Replacement)
This program provides truck loan or leasing options through our environmental banking partners using non-public funding. Financing is considered on a project basis and is open to independent owner-operators as well as fleet organizations.
SBA Express Loan Program & SBA Patriot Loan Program
The Small Business Administration (SBA) provides Express Loans from $5,000 to $50,000 for equipment upgrades or working capital to truck owners nation-wide. Patriot loans are available to Veterans for up to $500,000. Loan qualifications can be completed in minutes at any of our CSS Green Truck Centers (branch locations).